A kitchen-table guide

Essential
Spanish

For English-speaking retirees living in Panama

You don't need to be fluent. You need to be understood.

Not a textbook. A practical booklet you can keep on the table, open at the farmacia, and sneak a look at in the taxi.

Tap the green speaker next to a Spanish sentence to hear how it sounds. Tap it again to stop. Keep the audio folder next to this HTML file. Print version: essential-spanish.pdf. Try it: Más despacio, por favor.

Start here

How to use this booklet

This is not a school textbook. It is a kitchen-table guide for real life in Panama: the farmacia, the clinic, the mercado, the taxi, and the neighbor who waters your plants when you fly home to see the grandkids.

Spanish looks like a mountain from far away. Up close, you only need a few paths. This booklet is those paths. Skip around. Dog-ear the pages you actually use. Nobody is giving you a quiz.

A simple way to use it

  1. Skim the first half once so the ideas sound familiar.
  2. Save the web version on your phone. Print the phrase pages if you like paper.
  3. When you get stuck, flip to the pattern you need — not the whole book.
  4. Say the sentences out loud. Spanish gets friendlier once your mouth has practiced it.

Mistakes are allowed. Panamanians deal with visitors from everywhere, and a kind attempt almost always beats perfect silence. If someone answers you in English, take the help. You can still sneak in a gracias on the way out.

Chapter 1

Fifteen sentences that do a lot of work

If you only learn one page, make it this one. These sentences will get you through greetings, shops, confusion, and a polite goodbye.

SpanishHow it soundsEnglish
Hola. Buenos días.OH-lah. BWEH-nohs DEE-ahsHi. Good morning.
¿Cómo está usted?KOH-moh es-TAH oos-TEDHow are you? (polite)
Me llamo…meh YAH-mohMy name is…
Mucho gusto.MOO-choh GOO-stohNice to meet you.
No hablo español muy bien.no AH-bloh es-pah-NYOL mwee BYENI don't speak Spanish very well.
¿Habla inglés?AH-blah een-GLEHSDo you speak English?
Más despacio, por favor.MAHS des-PAH-syoh por fah-VORA little slower, please.
No entiendo.no en-TYEN-dohI don't understand.
¿Puede repetir, por favor?PWEH-deh reh-peh-TEERCan you repeat that, please?
¿Me puede ayudar?meh PWEH-deh ah-yoo-DARCan you help me?
¿Cuánto cuesta?KWAHN-toh KWEH-stahHow much does it cost?
Quiero esto, por favor.KYEH-roh ES-toh por fah-VORI want this, please.
¿Dónde está el baño?DOHN-deh es-TAH el BAH-nyohWhere is the bathroom?
Me duele aquí.meh DWEH-leh ah-KEEIt hurts here. (point)
Gracias. Que le vaya bien.GRAH-syahs. keh leh VAH-yah BYENThank you. Take care.

Chapter 2

How Spanish sounds

Here is the best news in this whole booklet: Spanish is mostly phonetic. Once the sounds are in your ear, you can read a menu out loud and be close enough.

The five vowels never really change

English vowels wander all over the place. Spanish vowels stay home. Learn these five and a lot of words suddenly look readable.

LetterSay it likeExample
aah in fathercasa, Panamá
eeh in bet (clear, not “ay”)café, mesa
iee in machinesí, vino
ooh in go, but shorterhola, doctor
uoo in moontú, uno

The consonants that surprise English speakers

LetterWhat to doExample
hAlways silent.hola (OH-lah)
jA strong h, from the throat.José, jardín
ll / yIn Panama, both sound like y in yes.calle, playa
ñny, as in canyon.mañana, señor
rA quick tap (like the tt in butter, American-style).pero, caro
rrA trill. Do your best. People will still understand you.perro, arroz
v / bAlmost the same sound. Don't stress the difference.vaca, banco
quA k sound. The u is silent.qué, quiero
c + e/i, or zAn s sound in Panama (not Spain's th sound).cielo, cerveza
g + e/iSame raspy h as j.gente, giro

Two extra spelling notes: gue and gui have a silent u (guitarra). And qué, cuál, cómo, dónde, cuándo, quién take an accent when they are questions.

Where the stress goes

  • If there is an accent mark, stress that syllable: café, teléfono, Panamá.
  • No accent, and the word ends in a vowel, n, or s? Stress the second-to-last syllable: casa, hablan, lunes.
  • No accent, and it ends in any other consonant? Stress the last syllable: doctor, hotel, español.

Chapter 3

El, la, and the idea of gender

Every Spanish noun is masculine or feminine. There is no secret logic that makes a table masculine and a chair feminine. Learn the little word in front with the noun, the way you learned “a pair of scissors.” English speakers slip here for years — and listeners still understand them.

MasculineFeminine
theel (plural: los)la (plural: las)
a / anun (plural: unos)una (plural: unas)

A few handy patterns — not rules you must defend in court:

  • Words ending in -o are usually masculine: el banco, el mercado, el baño.
  • Words ending in -a are usually feminine: la casa, la farmacia, la cuenta.
  • Words ending in -ción, -sión, -dad, -tad are feminine: la dirección, la ciudad.
  • When in doubt, English speakers default to masculine. The slips that last are almost always on feminine words. Learn la with those nouns and you cut the problem in half.

Professions: el and la tell you who

Some job words don't change at all. The little word in front is the gender: el for a man, la for a woman. This is the usual pattern for words ending in -ista.

A manA womanEnglish
el dentistala dentistathe dentist
el recepcionistala recepcionistathe receptionist
el especialistala especialistathe specialist

Other jobs do change the ending: el médico / la médica, el vecino / la vecina. Either way, listen for el or la — that is who they are.

Learn these with the article

These are the ones that do not follow the -o / -a hint. Photograph this list.

Say it this wayWhy it tricks you
el díaends in -a, still masculine
el mapaends in -a, still masculine
el problemaends in -ma, still masculine
el climaends in -ma, still masculine
el sistemaends in -ma, still masculine
el programaends in -ma, still masculine
el aguafeminine, but takes el so you don't get “la agua”
la manoends in -o, still feminine
la fotoshort for fotografía — still feminine
la radioends in -o, still feminine
la motoshort for motocicleta — still feminine
el sofálooks like -a; masculine

Making words plural

If it ends in…Do thisExample
a voweladd scasa to casas, taxi to taxis
a consonantadd esdoctor to doctores, hotel to hoteles
zchange z to c, add eslápiz to lápices

You'll use these every week

el médicothe doctor (a man)
la médicathe doctor (a woman)
la clínicathe clinic
el hospitalthe hospital
la farmaciathe pharmacy
el mercadothe market
el supermercadothe supermarket
la cuentathe bill (or the account)
el dineromoney
la platamoney (the casual word)
el vecinothe neighbor (a man)
la vecinathe neighbor (a woman)
el apartamentothe apartment
la casathe house
la luzthe power
el aguathe water
el internetthe internet
el aire (acondicionado)the air conditioning

Chapter 4

Describing things

Adjectives have to match the noun: masculine or feminine, singular or plural. And they usually come after the noun, which feels backwards until it doesn't.

una casa grandea big house
un café calientea hot coffee
las islas bonitasthe pretty islands
el banco está cerradothe bank is closed
  • Ends in -o: alto (masculine), alta (feminine), altos / altas (plural).
  • Ends in -e or a consonant: same word for masculine and feminine. Only the plural changes: grande / grandes, fácil / fáciles.
MasculineFeminineEnglish
buenobuenagood
malomalabad
grandebig
pequeñopequeñasmall
carocaraexpensive
baratobaratacheap
cercanear
lejosfar
calientehot
fríofríacold
abiertoabiertaopen
cerradocerradaclosed
ocupadoocupadabusy or occupied
librefree
ricoricadelicious (food) or rich
limpiolimpiaclean
suciosuciadirty

Chapter 5

I, you, we

Spanish has more words for “you” than English. In Panama the map is simpler than in Spain, and usted will keep you out of trouble.

SpanishEnglishWhen to use it
yoITalking about yourself. Often dropped: Hablo inglés.
túyou (friendly)Friends, once they use tú with you.
ustedyou (polite)Your default. Shops, clinics, new people, anyone older.
élheAbout a man.
ellasheAbout a woman.
nosotrosweA mixed group, or all men.
nosotrasweIf the group is all women.
ustedesyou allAny group. Panama does not use vosotros.
ellostheyA mixed group, or all men.
ellastheyIf the group is all women.

You will notice people skip yo and tú a lot. The verb ending already says who is doing the action. Tengo una cita is enough. You do not need Yo tengo una cita unless you want to emphasize I.

This, that, these, those

SpanishEnglishWhen
estethisMasculine, near you
estathisFeminine, near you
estostheseMasculine, near you
estastheseFeminine, near you
esethatMasculine, a little farther
esathatFeminine, a little farther
esosthoseMasculine, a little farther
esasthoseFeminine, a little farther
estothisA thing or idea, not a named noun
esothatA thing or idea, not a named noun
¿Cuánto cuesta esto?How much is this?
Quiero esa, por favor.I want that one, please.
Estos son mis medicamentos.These are my medicines.

Chapter 6

Two ways to say “to be”

English has one “to be.” Spanish has two: ser and estar. English speakers grab ser first and overuse it for years. The work is estar — especially for how someone feels and whether something is open, closed, ready, or broken.

Ser — what something is (this one comes naturally)

Use ser for identity, origin, occupation, time, dates, and the stuff something is made of. If it answers “what is it?” or “who is it?”, you probably want ser.

Soy de Canadá.I'm from Canada.
Soy de los Estados Unidos.I'm from the United States.
Soy jubilado.I'm retired. (a man — that's who you are)
Soy jubilada.I'm retired. (a woman — that's who you are)
Ella es médica.She is a doctor.
Somos vecinos.We're neighbors.
Hoy es martes.Today is Tuesday.
Son las tres.It's three o'clock.
El anillo es de oro.The ring is made of gold.
¿Quién es? — Es el plomero.Who is it? — It's the plumber.

Estar — how or where something is (practice this one)

Location is always estar, even if the place never moves: Panamá está en Centroamérica. Feelings, health, and “how is it right now?” are estar too. That last group is where English speakers keep using ser by accident.

Estoy en David.I'm in David.
Estamos en la capital.We're in Panama City.
¿Cómo está usted? — Estoy bien.How are you? — I'm well.
Estoy cansado.I'm tired. (a man)
Estoy cansada.I'm tired. (a woman)
Estoy enfermo.I'm sick. (a man)
Estoy enferma.I'm sick. (a woman)
El banco está cerrado. La farmacia está abierta.The bank is closed. The pharmacy is open.
El baño está ocupado.The bathroom is occupied.
Está listo.It's ready.
La sopa está caliente. El aire no está frío.The soup is hot (right now). The A/C isn't cold.
Está lloviendo.It's raining.
serestar
soyestoy
eres (tú)estás
es (usted, él, ella)está
somosestamos
son (ustedes, ellos, ellas)están

Hay — there is / there are

One more cousin: hay (sounds like “eye”). It means there is or there are. It does not change for plural. Mixing up hay with es or está is another mix-up listeners actually feel.

Hay un banco cerca.There is a bank nearby.
¿Hay una farmacia por aquí?Is there a pharmacy around here?
No hay problema.No problem. (you'll hear this all day)
Hay mucha gente.There are a lot of people.

Chapter 7

Right now: the present tense

If you get comfortable in the present, you can handle most of a regular day. Tomorrow and yesterday can piggyback on it, as you'll see in a few chapters.

Spanish verbs in the dictionary end in -ar, -er, or -ir. You knock that ending off and add a new one. Usted uses the same ending as he/she. Ustedes uses the same ending as they. That cuts the chart almost in half.

hablar — to speak

PersonForm
yohablo
túhablas
usted / él / ellahabla
nosotroshablamos
ustedes / ellos / ellashablan

comer — to eat

PersonForm
yocomo
túcomes
usted / él / ellacome
nosotroscomemos
ustedes / ellos / ellascomen

vivir — to live

PersonForm
yovivo
túvives
usted / él / ellavive
nosotrosvivimos
ustedes / ellos / ellasviven
Hablo un poco de español.I speak a little Spanish.
¿Habla inglés?Do you speak English? (usted)
Vivimos en Coronado.We live in Coronado.
Ellos comen a las dos.They eat at two.

The present also covers things you do in general, not only this second: Tomo café por la mañana. I drink coffee in the morning.

Chapter 8

The verbs you'll live on

A short list of slightly irregular verbs does more daily work than twenty perfectly regular ones. Learn these in the present and you will hear them everywhere.

Infinitiveyousted / él / ellanosotrosustedes
ser (to be)soyessomosson
estar (to be)estoyestáestamosestán
ir (to go)voyvavamosvan
tener (to have)tengotienetenemostienen
hacer (to do / make)hagohacehacemoshacen
poder (to be able / can)puedopuedepodemospueden
querer (to want)quieroquierequeremosquieren
decir (to say / tell)digodicedecimosdicen
venir (to come)vengovienevenimosvienen
dar (to give)doydadamosdan
ver (to see)veovevemosven
saber (to know a fact)sésabesabemossaben

The tú forms (if a friend is using tú with you) usually look like the usted form plus an s: vas, tienes, puedes, quieres. The one exception here: eres.

Tener is bigger than “to have”

English says “I am hungry.” Spanish says “I have hunger.” Copy these as chunks.

Tengo hambre.I'm hungry.
Tengo sed.I'm thirsty.
Tengo calor.I'm hot.
Tengo frío.I'm cold.
Tengo sueño.I'm sleepy.
Tengo X años.I am X years old.
Tengo una cita a las diez.I have an appointment at ten.
¿Tiene cambio?Do you have change?

Saber vs. conocer — two kinds of knowing

¿Sabe dónde está el hospital?Do you know where the hospital is? (a fact)
No sé.I don't know.
¿Conoce a un buen dentista?Do you know a good dentist? (are you familiar with one)
Conocemos Boquete.We know Boquete. (we've been there)

Chapter 9

I like it — start with me, not yo

English says “I like coffee.” Spanish says the coffee is pleasing to me. You will want to say “Yo gusto” (wrong). That sentence is a wrong turn. Start with me. The thing you like does the verb.

One thing, or more than one

Match the verb to the thing, not to you. One thing: gusta. Several things: gustan. A verb after it counts as one thing, so it stays gusta.

Me gusta el café.I like coffee.
Me gusta Boquete.I like Boquete.
Me gustan las empanadas.I like empanadas.
Me gustan las islas.I like the islands.
No me gusta el ruido.I don't like the noise.
No me gustan los mosquitos.I don't like mosquitoes.

With a verb — still gusta

Park a dictionary-form verb after gusta, the same way you park a noun. This is how you say you like doing something. Never “gustan bailar” (wrong) — the activity is one thing.

Me gusta bailar.I like to dance.
Me gusta caminar.I like to walk.
Me gusta nadar.I like to swim.
No me gusta manejar.I don't like to drive.
¿A usted le gusta caminar?Do you like to walk?

Asking — usted first

At a restaurant or a neighbor's table, ask with le. That is the polite “you.”

¿Le gusta el pescado?Do you like fish?
¿Le gustan las empanadas?Do you like empanadas?
¿Le gusta Panamá?Do you like Panama?
Sí, me gusta.Yes, I like it.
No, no me gusta.No, I don't like it.

Once a friend uses tú with you, you can ask ¿Te gusta el café? Until then, stay with le.

Who is pleased

The little word in front tells who likes it. The verb still follows the thing: gusta or gustan.

EnglishOne thingMore than one
I likeMe gustaMe gustan
you like (tú)Te gustaTe gustan
you like (usted); he or she likesLe gustaLe gustan
we likeNos gustaNos gustan
you all like; they likeLes gustaLes gustan

Le is busy: polite “you,” or him, or her. If that is messy, name the person up front. You'll hear this when tastes differ.

A mí me gusta el café.I like coffee. (me, specifically)
A usted le gusta el té.You like tea. (usted)
A ella le gustan las islas.She likes the islands.
Nos gusta Panamá.We like Panama.

I'd like — the polite shop sentence

Learn Me gustaría… as a chunk, like Quiero. It is softer, and it is what you say at a counter. You do not need the rest of that verb. This one line will do.

Me gustaría una mesa para dos.I would like a table for two.
Me gustaría ver el menú.I would like to see the menu.
Me gustaría pagar con tarjeta.I would like to pay by card.
¿Le gustaría un café?Would you like a coffee?

The same machine

A few other verbs run backwards the same way. The thing (or the body part) does the verb. You already know one from Chapter 1: Me duele aquí.

Me duele la rodilla.My knee hurts.
Me encanta este lugar.I love this place.
Me encantan las islas.I love the islands.
Me falta dinero.I'm short of money.

Me encanta is the friendly “I love it” for food, towns, and weather — not usually for people. For family, Quiero mucho a mi familia is safer.

Chapter 10

Questions, “no,” and the magic five

You can live a long time on questions, a well-placed no, and five little helper verbs. This chapter is the Swiss Army knife.

Asking questions

Written Spanish uses two question marks: ¿ … ? Spoken Spanish often just uses tone. You can turn many statements into questions by lifting your voice: ¿Habla inglés?

WordFeminineEnglishTry this
quéwhat¿Qué es esto?
quiénwho¿Quién es?
dóndewhere¿Dónde está el baño?
cuándowhen¿Cuándo abre?
cómohow¿Cómo está usted?
cuántocuántahow much¿Cuánto cuesta?
cuántoscuántashow many¿Cuántos años tiene?
por quéwhy¿Por qué está cerrado?
cuálwhich / what (choice)¿Cuál es su dirección?
a qué horaat what time¿A qué hora es la cita?

Saying no

Put no right before the verb: No hablo español muy bien. Double negatives are correct, not sloppy: No tengo nada. (I don't have anything.) No hay nadie. (There's no one.)

No entiendo.I don't understand.
No sé.I don't know.
No, gracias.No, thank you.
Todavía no.Not yet.

The magic five: want, can, need, have to, going to

Park a verb in its dictionary form after one of these, and you can talk about almost any action without conjugating the second verb. This is the cheat that fluent-looking beginners actually use.

PatternExampleEnglish
Quiero + verbQuiero pagar.I want to pay.
Puedo + verbPuedo esperar.I can wait.
¿Puede…?¿Puede ayudarme?Can you help me?
Necesito + verbNecesito hablar con el médico.I need to talk to the doctor.
Tengo que + verbTengo que ir al banco.I have to go to the bank.
Voy a + verbVoy a llamar mañana.I'm going to call tomorrow.
Quiero reservar una mesa.I want to reserve a table.
No puedo caminar mucho.I can't walk very far.
Necesito un taxi.I need a taxi.
Tenemos que esperar.We have to wait.
Vamos a comer aquí.We're going to eat here.
¿Me puede escribir eso, por favor?Can you write that down for me, please?

Chapter 11

Yesterday, without the headache

Spanish has two everyday past tenses. English has one. That is why this chapter lasts for years. You need the short version: one past for finished events, one past for background and “used to.” The English trap is using the snapshot past for both.

The snapshot: something finished

Use this when the thing happened and it's done. Yesterday. This morning. Last Tuesday. A completed trip to the clinic.

Ayer fui al médico.Yesterday I went to the doctor.
Comí pescado.I ate fish.
Pagamos en efectivo.We paid in cash.
¿Qué pasó?What happened?

The usual forms for a few high-value verbs:

Verbyotúusted / él / ellanosotrosustedes
irfuifuistefuefuimosfueron
serfuifuistefuefuimosfueron
estarestuveestuvisteestuvoestuvimosestuvieron
tenertuvetuvistetuvotuvimostuvieron
hacerhicehicistehizohicimoshicieron
decirdijedijistedijodijimosdijeron
venirvinevinistevinovinimosvinieron
vervivisteviovimosvieron
poderpudepudistepudopudimospudieron
dardidistediodimosdieron
hablarhabléhablastehablóhablamoshablaron
comercomícomistecomiócomimoscomieron

The background: how things were

Use this for weather, age, feelings, what something used to be like, or what was going on around the main event.

Hacía mucho calor.It was really hot.
Cuando vivíamos en Florida…When we used to live in Florida…
Era médico.He was a doctor. (that was his profession)
Estaba cansada.She was tired.
Había mucha gente.There were a lot of people.
Useful background formsEnglish
erawas (ser)
eranwere (ser)
estabawas (estar)
estabanwere (estar)
habíathere was / there were
teníahad / used to have
hacíawas making / weather was
ibawas going / used to go
vivíaused to live / was living

The English trap

If you can add “used to” or “was …-ing” in English, do not use the snapshot past. Comí pescado is “I ate fish (and I was done).” Comía pescado is “I used to eat fish / I was eating fish.” English speakers keep putting the snapshot where the background belongs. Listeners feel that one.

Ayer comí pescado.Yesterday I ate fish. (done)
Cuando vivía en Florida, comía pescado.When I lived in Florida, I used to eat fish.
Fui al médico el martes.I went to the doctor on Tuesday. (that visit)
Iba al médico cada mes.I used to go to the doctor every month.

Chapter 12

Please do this: commands

You don't need the full command system. You need a short list for clinics, shops, and friends. Use the usted column with people you don't know well. Use the tú column once someone is using tú with you.

Formal (usted)Informal (tú)English
Deme…, por favor.Dame…, por favor.Give me…, please.
Tráigame la cuenta.Tráeme la cuenta.Bring me the bill.
Ayúdeme, por favor.Ayúdame, por favor.Help me, please.
Espere un momento.Espera un momento.Wait a moment.
Pase, por favor.Pasa, por favor.Come in, please.
Sígame, por favor.Sígueme, por favor.Follow me, please.
Hable más despacio.Habla más despacio.Speak more slowly.
Escríbalo, por favor.Escríbelo, por favor.Write it down, please.
Perdóneme.Perdóname.Excuse me / forgive me.
Dígame.Dime.Tell me.

You'll hear these said to you:

Formal (usted)Informal (tú)English
Tome asiento.Toma asiento.Have a seat.
Firme aquí.Firma aquí.Sign here.
Espere aquí.Espera aquí.Wait here.
Pase a la caja.Pasa a la caja.Go to the cashier.
No fume.No fumes.No smoking. / Don't smoke.
Siéntese, por favor.Siéntate, por favor.Please sit down.

Chapter 13

Por and para — the short version

Both can translate as “for,” which is unhelpful. You do not need every textbook list. You need four jobs for para and four for por.

Para — purpose, destination, deadline, recipient

Este café es para usted.This coffee is for you.
Salimos para Boquete el viernes.We're leaving for Boquete on Friday.
Lo necesito para mañana.I need it by tomorrow.
Estudio para hablar mejor.I study in order to speak better.

Por — reason, duration, through, exchange

Gracias por su ayuda.Thank you for your help.
Caminamos por la playa.We walked along the beach.
Estuve allí por tres días.I was there for three days.
Pagué diez dólares por esto.I paid ten dollars for this.
Por la mañanain the morning
Por la tardein the afternoon
Por la nochein the evening

Chapter 14

Where things are

Location is estar plus a little preposition. Learn the cluster below and you can follow directions — or give them with your hands.

SpanishEnglish
enin / on / at
ato / at (with motion: ir a)
deof / from
conwith
sinwithout
cerca denear
lejos defar from
al lado denext to
delante dein front of
detrás debehind
encima deon top of
debajo deunder
dentro deinside
fuera deoutside
entrebetween
a la derechato the right
a la izquierdato the left
derechostraight ahead

Two fusions you'll see constantly: a + el = al (Voy al banco) and de + el = del (cerca del hospital). A la and de la stay as two words.

El banco está al lado del supermercado.The bank is next to the supermarket.
Vivo cerca de la playa.I live near the beach.
Está a dos cuadras.It's two blocks away.
Gire a la derecha.Turn right.
Vinimos de la capital.We came from Panama City.

The personal “a” — when the object is a person

English speakers drop this constantly. It is a tiny a before a person (or a pet you treat like a person). Things do not get it. People will still understand you without it. Copy it when you can and you will sound more natural.

Busco a mi esposa.I'm looking for my wife.
Busco un restaurante.I'm looking for a restaurant. (a thing — no a)
¿Conoce a un buen dentista?Do you know a good dentist?
Llamo a María.I'm calling María.
Veo el banco.I see the bank. (a thing — no a)
Quiero mucho a mi familia.I love my family a lot.

Chapter 15

Numbers, money, and time

This is the chapter you will use at the caja, the clinic window, and the taxi door. Panama uses U.S. dollars, so the only conversion is the words.

Numbers you actually need

0cero1uno2dos
3tres4cuatro5cinco
6seis7siete8ocho
9nueve10diez11once
12doce13trece14catorce
15quince16dieciséis17diecisiete
18dieciocho19diecinueve20veinte
21veintiuno22veintidós30treinta
40cuarenta50cincuenta60sesenta
70setenta80ochenta90noventa
100cien101ciento uno200doscientos
500quinientos1,000mil1,000,000un millón
  • Uno becomes un before a masculine noun: un dólar. Una before feminine: una caja.
  • 200–900 change for gender: doscientos dólares, doscientas cajas.
  • Years: 2026 is dos mil veintiséis.

Money

¿Cuánto cuesta?How much does it cost?
¿Cuánto es?How much is it?
¿A cómo?How much each? (at markets)
Está muy caro.That's very expensive.
¿Me puede hacer un precio?Can you do a better price?
La cuenta, por favor.The bill, please.
¿Tiene cambio?Do you have change?
el vueltothe change you get back
en efectivoin cash
con tarjetaby card
¿Aceptan tarjeta?Do you take cards?

What time is it?

¿Qué hora es?What time is it?
Es la una.It's one o'clock. (la una is singular)
Son las dos.It's two o'clock.
Son las tres y media.It's 3:30.
Son las cuatro y cuarto.It's 4:15.
Son las diez menos diez.It's 9:50. (ten to ten)
Son diez para las diez.It's 9:50. (how Panama often says it)
a las nueve de la mañanaat 9:00 a.m.
a las siete de la nocheat 7:00 p.m.

Days: lunes, martes, miércoles, jueves, viernes, sábado, domingo. They are not capitalized. El lunes means on Monday; los lunes means on Mondays in general.

Months: enero, febrero, marzo, abril, mayo, junio, julio, agosto, septiembre, octubre, noviembre, diciembre. Dates go day first: el 9 de septiembre.

Chapter 16

Little words that do a lot of work

These are the glue. If you recognize them, whole sentences stop being a blur.

SpanishEnglishNote
yaalready / nowAlso used as “okay, got it.”
todavíastill / yetTodavía no = not yet.
aúnstill / yet
tambiénalso / too
tampoconeither / not eitherThe “no” version of también.
muyveryMuy + adjective: muy caro.
muchoa lotMucho + noun: mucho tráfico.
másmoreMás despacio.
menoslessMenos hielo.
ahoranow
ahoritain a bitAhorita is famously flexible.
despuésafter
luegolater
aquíhere
allíthere
alláover there
bienwell¿Todo bien?
malbadly
hoytoday
mañanatomorrowMañana is also “morning.”
ayeryesterday
perobut
porquebecause
entoncesso then
siemprealways
nuncaneverNunca already includes the no.
casialmostCasi nunca = hardly ever.

A few tiny extras you'll hear constantly

  • -ito / -ita makes things smaller or kinder: momentito, cafecito, abuelita. It is friendly, not baby talk.
  • lo and la often mean “it” or “him/her,” and they sit in front of the verb: ¿Lo vio? Did you see it? La tengo. I have it. If that throws you, just repeat the noun. English speakers trip here more than on verbs — recognition first is enough.
  • You'll hear se lo a lot: Se lo dije. I told him/her. You do not have to build this yet. Just know it is not a new verb.
  • se also shows up on signs: Se vende. Se alquila. Se habla español. For sale. For rent. Spanish spoken here.
  • Me llamo is technically a reflexive verb. So is Me siento mal (I feel bad). Learn them as phrases.

Chapter 17

Panama Spanish, the local layer

You do not need slang to buy papayas. But a few local habits will make the country sound less like your textbook and more like the taxi.

You'll hearWhat they mean
la capitalPanama City
el interiorthe rest of the country, outside the city
chéveregreat, cool, nice
¿Qué xopá?What's up? (very Panama; you can just smile back)
pelaokid / young person (a boy)
pelaítakid / young person (a girl)
la platamoney
un botea ride (¿Me da un bote?)
la bombathe gas station (yes, also “bomb” — context will save you)
el abanicothe fan
la chitrano-see-ums, the tiny biting bugs
diablo rojothe old painted buses
el MetroPanama City's subway
MetrobusPanama City's bus system
farmacia de turnothe pharmacy on duty that night
se fue la luzthe power went out
se fue el aguathe water went out
¡Juega vivo!be street-smart / don't get taken (also: someone working an angle)
  • There is no vos here (that's more Costa Rica, Nicaragua, Argentina). Stick with tú and usted.
  • There is no vosotros. Groups are ustedes.
  • Guagua is not the Panama word for bus. Say bus.
  • English sneaks in: el parking, el mall, el email, okay. You are allowed to mix a little.
  • People may answer your careful Spanish with English. That is kindness, not a correction.

A note you can leave for the building manager

Estimado señor / Estimada señora:

Soy su vecino/a del apartamento ____. Se fue el agua esta mañana (or: El aire no funciona / Hay una gotera en el techo). ¿Puede ayudarnos, por favor?

Muchas gracias,
____________________

Chapter 18

Filling out a form

The clinic clipboard, the bank, the building office, immigration. The boxes repeat. If you know the labels, you can point — even when the clerk is talking too fast.

A form is not a conversation. You do not have to say a perfect sentence. Fill the box, or point at it and ask ¿Qué es esto? What is this?

Who you are

On the formEnglish
nombrefirst name
segundo nombremiddle name
apellidolast name
primer apellidofirst last name
segundo apellidosecond last name
nombre completofull name
fecha de nacimientodate of birth
lugar de nacimientoplace of birth
nacionalidadnationality
paíscountry
pasaportepassport
número de pasaportepassport number
cédulanational ID card
número de seguro socialsocial security number (Panama's CSS)
sexosex
masculinomale
femeninofemale

Spanish forms often want two last names: father's, then mother's. If you only have one, put it in primer apellido and leave segundo apellido blank — or write a dash. Your middle name goes in segundo nombre, not in segundo apellido.

On a form, U.S. nationality is estadounidense. Americano can mean the whole continent.

Dates — day first

Panama writes the day before the month. 15/03/1952 is 15 March 1952, not March 15. If you write 3/5/1952 for March 5, the form reads it as 3 May.

el 15 de marzo de 1952March 15, 1952
fecha de hoytoday's date

Married, retired, and how to reach you

On the formEnglish
estado civilmarital status
solterosingle (a man)
solterasingle (a woman)
casadomarried (a man)
casadamarried (a woman)
viudowidowed (a man)
viudawidowed (a woman)
divorciadodivorced (a man)
divorciadadivorced (a woman)
ocupaciónoccupation
jubiladoretired (a man)
jubiladaretired (a woman)
direcciónaddress
provinciaprovince
distritodistrict (like a county)
corregimientoneighborhood district
edificiobuilding
apartamentoapartment
teléfonophone
celularcell phone
correo electrónicoemail
firmasignature
fechadate

Panama addresses go big to small: provincia (Panamá, Chiriquí), then distrito (Panamá, Boquete), then corregimiento (Bella Vista, Bajo Boquete). Street numbers are rare — a building name and a landmark do the work.

Seguro social here means Panama's Caja de Seguro Social, not your U.S. number. If you are not in it, say No tengo seguro social. and leave the box blank.

Firma is where you sign — your usual signature, not your name in print. If the form says letra de molde or letra de imprenta, print. Don't use cursive in the other boxes.

At the window

SpanishEnglish
¿Qué es esto?What is this?
¿Dónde firmo?Where do I sign?
¿Puede ayudarme con este formulario?Can you help me with this form?
No tengo cédula. Tengo pasaporte.I don't have a cédula. I have a passport.
Solo tengo un apellido.I only have one last name.
No tengo seguro social.I don't have Panamanian social security.
Soy ciudadano estadounidense.I am a U.S. citizen. (a man)
Soy ciudadana estadounidense.I am a U.S. citizen. (a woman)
¿Cómo se escribe?How is that spelled?
¿Con bolígrafo negro?With a black pen?

Chapter 19

Phrasebook for a regular week

Keep this chapter on your phone. Read the Spanish out loud once before you walk in. Close enough is plenty.

Greetings and good manners

SpanishEnglish
Buenos días.Good morning.
Buenas tardes.Good afternoon.
Buenas noches.Good evening.
¿Cómo está usted? — Bien, gracias. ¿Y usted?How are you? — Fine, thanks. And you?
Mucho gusto.Nice to meet you.
El gusto es mío.The pleasure is mine.
¿Cómo se llama? — Me llamo…What's your name? — My name is…
Con permiso.Excuse me (passing through).
Perdón.Sorry / pardon me.
Por favor.Please.
Gracias.Thank you.
De nada.You're welcome.
Hasta luego.See you later.
Nos vemos.See you.
Que le vaya bien.Take care.

When the Spanish is too fast

SpanishEnglish
No hablo español muy bien.I don't speak Spanish very well.
¿Habla inglés?Do you speak English?
Más despacio, por favor.More slowly, please.
¿Puede repetir?Can you repeat that?
¿Cómo se dice … en español?How do you say … in Spanish?
¿Qué significa esto?What does this mean?
¿Me lo puede escribir?Can you write it down for me?
Un momento, por favor. Voy a usar el traductor.One moment, please. I'm going to use the translator.

At the clinic

SpanishEnglish
Tengo una cita a las diez.I have a ten o'clock appointment.
Me duele aquí.It hurts here.
Me duele la cabeza.I have a headache.
Me duele el estómago.My stomach hurts.
Me duele la espalda.My back hurts.
Me duele la rodilla.My knee hurts.
Tengo mareos.I have dizziness.
Tengo fiebre.I have a fever.
Tengo tos.I have a cough.
Tengo náuseas.I have nausea.
Me siento mareado.I feel dizzy. (a man)
Me siento mareada.I feel dizzy. (a woman)
Me siento mal.I feel unwell.
Soy alérgico a la penicilina.I'm allergic to penicillin. (a man)
Soy alérgica a la penicilina.I'm allergic to penicillin. (a woman)
Tomo estos medicamentos. (show the list)I take these medications.
Tengo presión alta.I have high blood pressure.
Tengo diabetes.I have diabetes.
Soy jubilado.I'm retired. (a man)
Soy jubilada.I'm retired. (a woman)
¿Es grave?Is it serious?
¿Qué tengo?What do I have?
¿Cuándo vuelvo?When do I come back?

At the pharmacy

SpanishEnglish
¿Tiene algo para el dolor?Do you have something for pain?
¿Tiene algo para el resfriado?Do you have something for a cold?
¿Tiene algo para la alergia?Do you have something for allergies?
Necesito esto. (show paper or bottle)I need this.
¿Es con receta?Is it by prescription?
Una caja, por favor.One box, please.
¿Cómo se toma?How do you take it?
¿Cada cuántas horas?Every how many hours?
Con comida.With food.
Con el estómago vacío.On an empty stomach.

Eating out

SpanishEnglish
Una mesa para dos, por favor.A table for two, please.
El menú, por favor.The menu, please.
¿Qué recomienda?What do you recommend?
Agua sin gas.Still water.
Agua con gas.Sparkling water.
Sin hielo, por favor.No ice, please.
Sin picante, por favor.Not spicy, please.
Está delicioso.It's delicious.
Para llevar.To go.
La cuenta, por favor.The bill, please.
¿Está incluida la propina?Is the tip included?

At home with a plumber, electrician, or gardener

SpanishEnglish
Se fue la luz.The power went out.
Se fue el agua.The water went out.
Se fue el internet.The internet went out.
El aire no enfría.The air conditioning isn't cooling.
Hay una gotera en el techo.There's a leak in the roof.
El inodoro no funciona.The toilet doesn't work.
¿Puede arreglarlo?Can you fix it?
¿Cuánto cobra?How much do you charge?
¿Puede venir hoy?Can you come today?
¿Puede venir mañana?Can you come tomorrow?
¿A qué hora?At what time?

Getting around

SpanishEnglish
¿Está libre?Are you free? (taxi)
Al Centro Médico Paitilla, por favor.To Paitilla Medical Center, please.
¿Cuánto es hasta…?How much is it to…?
Aquí está bien. Gracias.Here is fine. Thank you.
¿Dónde está la parada del bus?Where is the bus stop?
¿Dónde está la estación del Metro?Where is the Metro station?
Un taxi, por favor.A taxi, please.

Neighbors and small talk

SpanishEnglish
Somos vecinos. Vivimos en…We're neighbors. We live in…
¿Me puede recomendar un buen dentista?Can you recommend a good dentist?
¿Me puede recomendar un buen restaurante?Can you recommend a good restaurant?
¿Me puede recomendar un buen plomero?Can you recommend a good plumber?
Está muy rico el café.This coffee is really good.
¡Qué calor!So hot!
Que descanse.Rest well. (a warm evening goodbye)

Emergencies

SpanishEnglish
¡Ayuda, por favor!Help, please!
Llame a una ambulancia.Call an ambulance.
Necesito un médico ahora.I need a doctor now.
Me siento muy mal.I feel very ill.
Hubo un accidente.There was an accident.
Policía, por favor.Police, please.

Keep this page

Cheat sheets

The whole booklet in a few little boxes. Take a photo of this page.

Ser vs. estar vs. hay

UseWhenExample
serwho / what / origin / time / jobSoy jubilado. Es martes. Somos de Ohio.
estarwhere / how you feel / open-closedEstoy en David. Está cerrado. Estoy cansado.
haythere is / there are¿Hay un cajero cerca?

Two pasts

If English can say…UseExample
I did it (and it finished)snapshotAyer fui al médico. Comí pescado.
I used to / I was -ingbackgroundCuando vivía en Florida… Hacía calor.

The sentence machines

Start withAddYou get
Quiero…a noun or a verbQuiero agua. Quiero pagar.
Necesito…a noun or a verbNecesito ayuda. Necesito descansar.
¿Puede…?a verb¿Puede repetir? ¿Puede ayudarme?
Tengo que…a verbTengo que ir al banco.
Voy a…a verbVoy a llamar mañana.
Me gusta…one thing, or a verbMe gusta el café. Me gusta bailar.
Me gustan…more than one thing you likeMe gustan las islas.
¿Dónde está…?a place or thing¿Dónde está la caja?
¿Cuánto cuesta…?a thing¿Cuánto cuesta esto?
Busco a…a personBusco a María. (things skip the a)

Tricky gender, with the article: el día, el mapa, el problema, el agua, la mano, la foto.

Pocket page

If you only carry one page

Fold this. Keep it in your wallet. Point at a line if the words will not come.

SpanishEnglish
Más despacio, por favor.A little slower, please.
No hablo español muy bien.I don't speak Spanish well.
¿Me puede ayudar?Can you help me?
¿Habla inglés?Do you speak English?
¿Cuánto cuesta?How much is it?
Quiero esto, por favor.I want this, please.
¿Dónde está el baño?Where is the bathroom?
Tengo una cita.I have an appointment.
Me duele aquí.It hurts here.
Se fue la luz.The power went out.
Se fue el agua.The water went out.
¿Puede repetir?Can you repeat that?
Gracias.Thank you.
Por favor.Please.
Que le vaya bien.Take care.
Llame a una ambulancia.Call an ambulance.